With interest rates being so low, many homeowners and investors are looking to refinance their current mortgages. As a Florida title insurance agent, Valdes Law Firm, P.A. can assist you in understanding the refinance process and provide you with top notch service to get your loan closed as quickly and as efficiently as possible.
Although a lender or mortgage broker will often push you to use a title company of their choosing, you have the right to shop for those services. When using Valdes Law Firm, P.A. as your title company and closing agent, you not only get a reliable closing agent, but also the added benefit of legal representation. Not all title insurance agents are attorneys, and if an agent is not an attorney, he/she cannot provide you with legal advice. Refinance closings have many of the same complications as purchasing a property. Our experience in not only real estate transactions, but also real estate litigation, allows us to effectively guide you through the loan application process, title insurance, title examination, and any other issues that may arise in the process of refinancing.
Some of the common reasons property owners choose to refinance include lowering their interest rates, shortening the term of the loan, reducing monthly payments, taking cash out in order to renovate or improve their property, and change the type of loan (for example, from variable to fixed interest rate). Regardless of the reason that you choose to refinance, with the rates as low as they are, this is a great time for you to refinance.
Valdes Law Firm, P.A. services clients throughout the State of Florida. We are located in downtown Ft. Lauderdale, but are willing to travel to our clients for real estate closings, including refinances.